The Social Security Administration will be taking Medicare Part B enrollment applications online for working aged individuals who qualify for a Special Enrollment Period (SEP).
Individuals may use this online enrollment application if they are 65 or older and have or had group health plan coverage within the last 8 months through an employer.
To complete this online enrollment application, individuals will need:
If you can’t afford your Medicare Part D premiums or out-of-pocket costs, here are two programs that may help if you’re eligible. You should apply for both.
1. Extra Help / LIS (Low Income Subsidy)
Medicare beneficiaries can qualify for Extra Help - which is a Federal Program with their Medicare prescription drug plan costs. To qualify for the Extra Help, a person must be receiving Medicare, have limited resources and income, and reside in one of the 50 States or the District of Columbia.
Extra Help may:
2. State Pharmaceutical Assistance Programs (SPAPs)
State Pharmaceutical Assistance Programs (SPAPs) are state-run programs that assist low-income seniors and adults with disabilities in paying for their prescription drugs. SPAP coverage varies by state, but the programs generally provide Part D “wraparound” coverage, meaning that they pay costs that Medicare Part D does not pay.
Eligibility rules vary by state. Some states require applicants to be enrolled in Medicare and unable to qualify for the Part D Low Income Subsidy (LIS/Extra Help). Other states may only offer SPAPs to individuals with certain chronic conditions, such as for those who are HIV+.
No. Fewer than half of all states have an SPAP. To find out if an SPAP is available in your area, hover over and select your state from the map below.
Would you like to work with a local licensed sales agent? Contact us today, and we’ll put you in good hands.