What is Medicare?

Medicare is a federal health insurance program for:

People age 65 or older;
People younger than 65 with qualifying disabilities; or
People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant.)

Medicare has 4 parts:

Part
A

Hospital Insurance

Inpatient care in hospitals
Skilled nursing facility care
Hospice care
Home health care
Part of Original Medicare

Part
B

Medical Insurance

Services from doctors and other health care providers
Outpatient care
Home health care
Durable medical equipment
Many preventative services
Part of Original Medicare

Part
C

Medicare Advantage

All benefits and services under Medicare Part A and B
Usually includes Medicare prescription drug coverage (Part D)
Run by Medicare-approved private insurance companies
Have yearly limit on your out-of-pocket costs for covered medical services
May include additional benefits or services not covered by Original Medicare

Part
D

Prescription Drug Coverage

Helps cover the cost of prescription drugs
Run by Medicare-approved drug plans
May help lower your prescription drug costs

Not ready yet? Talk to a licensed sales agent.

Your health, your plan, your choice.^®

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